:root{--blue:#2547E8;--deep:#1B36B8;--pink:#D4175F;--pink-dark:#B50F4D;--pink-soft:#FFB3CC;--ink:#151726;--muted:#565A74;--tint:#F3F5FF;--line:#E2E5F5;--white:#fff;--r:14px;--shadow:0 10px 24px rgba(37,71,232,.16)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
article,main p,footer address,.faqq{overflow-wrap:anywhere}
.twocol>*,.hero .wrap>*{min-width:0}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;font-size:16px;-webkit-text-size-adjust:100%}
h1,h2,h3,h4{font-family:'Outfit','Inter',Arial,sans-serif;letter-spacing:-.01em;line-height:1.2}
img,svg,iframe{max-width:100%}
a{color:var(--blue)}
a:hover{color:var(--deep)}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px;top:0;background:var(--deep);color:#fff;padding:12px 18px;z-index:200;border-radius:0 0 10px 0;font-weight:700}
.skip:focus{left:0}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--pink);color:#fff;font-weight:700;font-size:16px;padding:15px 28px;text-decoration:none;border-radius:12px;box-shadow:0 10px 24px rgba(212,23,95,.28);border:2px solid transparent;line-height:1.2}
.btn:hover{background:var(--pink-dark);color:#fff}
.btn.alt{background:#fff;color:var(--deep);box-shadow:0 10px 24px rgba(21,23,38,.18)}
.btn.alt:hover{background:var(--tint);color:var(--deep)}
.btn.ghost{background:#fff;color:var(--ink);border:2px solid var(--line);box-shadow:none}
.btn.ghost:hover{background:var(--tint);color:var(--ink)}
.btn.small{font-size:14px;padding:11px 20px}
.topbar{background:var(--deep);color:#D7DCF5;font-size:13.5px;padding:9px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.topbar b{color:var(--pink-soft)}
nav.mainnav{background:#fff;box-shadow:0 1px 0 var(--line);position:relative;z-index:60}
nav.mainnav .wrap{display:flex;align-items:center;justify-content:space-between;height:78px;gap:18px}
.logo{display:flex;align-items:center;flex:0 0 auto}
.logo img{display:block;width:236px;height:48px}
.navlinks{display:flex;align-items:center;gap:4px;list-style:none}
.navlinks>li{position:relative}
.navlinks>li>a,.navlinks>li>button.navbtn{color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;padding:10px 12px;display:inline-flex;align-items:center;gap:6px;background:none;border:0;cursor:pointer;font-family:inherit;line-height:1.2;border-radius:8px}
.navlinks>li>a:hover,.navlinks>li>button.navbtn:hover{color:var(--blue);background:var(--tint)}
.navlinks .caret{font-size:10px}
.dropmenu{display:none;position:absolute;top:100%;left:0;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 18px 40px rgba(21,23,38,.16);padding:8px;list-style:none;z-index:90}
.dropmenu li{list-style:none}
.dropmenu a{display:block;padding:10px 12px;color:var(--ink);text-decoration:none;font-weight:600;font-size:14px;border-radius:8px}
.dropmenu a:hover{background:var(--tint);color:var(--blue)}
.dropmenu .all a{color:var(--blue);border-top:1px solid var(--line);border-radius:0 0 8px 8px;margin-top:4px}
.navlinks>li:hover>.dropmenu,.navlinks>li:focus-within>.dropmenu{display:block}
.navcall{margin-left:6px}
.menubtn{display:none;background:var(--tint);border:1px solid var(--line);border-radius:10px;width:46px;height:46px;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px;padding:0}
.menubtn span{display:block;width:22px;height:2.5px;background:var(--ink);border-radius:2px}
.mobilemenu{display:none;background:#fff;border-top:1px solid var(--line);padding:8px 0 20px;max-height:calc(100vh - 78px);overflow-y:auto}
.mobilemenu.open{display:block}
.mobilemenu ul{list-style:none}
.mobilemenu a{display:block;padding:12px 24px;color:var(--ink);font-weight:600;text-decoration:none;font-size:16px}
.mobilemenu a:hover{background:var(--tint)}
.mobilemenu .mh{padding:14px 24px 4px;font-weight:700;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--deep)}
/* hero (home) */
.hero{background:#fff;padding:64px 0;position:relative;isolation:isolate}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.badge{display:inline-flex;align-items:center;gap:7px;background:var(--tint);color:var(--deep);font-weight:700;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:18px}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--pink)}
.badge-alt{background:#fff;color:var(--deep)}
.hero h1{font-size:clamp(1.75rem,4.2vw,2.75rem);line-height:1.12;margin-bottom:16px}
.hero h1 span{color:var(--blue)}
.hero p{color:var(--muted);font-size:17px;max-width:540px;margin-bottom:24px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.trustrow{display:flex;gap:10px 18px;flex-wrap:wrap;color:var(--muted);font-size:13.5px;font-weight:600}
.trustrow span:before{content:"\2713\00a0";color:var(--blue)}
.statpanel{background:var(--deep);color:#fff;border-radius:var(--r);padding:28px}
.statpanel h2{font-size:15px;color:#D7DCF5;margin-bottom:16px;font-weight:600}
.strow{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.18);font-size:14px}
.strow:last-child{border-bottom:none}
.strow b{color:var(--pink-soft);font-family:'Outfit',Arial,sans-serif;font-size:17px;text-align:right}
.hero.has-hero{color:#fff}
.hero.has-hero:before,.pagehead.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(105deg,rgba(14,24,92,.84),rgba(27,54,184,.62));z-index:-1}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.hero.has-hero h1,.hero.has-hero p{color:#fff}
.hero.has-hero h1 span{color:var(--pink-soft)}
.hero.has-hero .trustrow{color:#E4E9FF}
.hero.has-hero .trustrow span:before{color:var(--pink-soft)}
/* page head */
.pagehead{position:relative;isolation:isolate;background:linear-gradient(135deg,var(--deep) 0%,var(--blue) 100%);color:#fff;padding:46px 0 52px}
.pagehead .crumbs{font-size:13.5px;color:#DCE3FF;margin-bottom:16px}
.pagehead .crumbs a{color:#fff;text-decoration:underline;text-underline-offset:3px}
.pagehead .crumbs span.sep{margin:0 7px;opacity:.7}
.pagehead h1{font-size:clamp(1.7rem,3.6vw,2.5rem);line-height:1.14;max-width:900px;margin-bottom:14px;color:#fff}
.pagehead .sub{font-size:18px;color:#E7ECFF;max-width:780px;margin-bottom:22px}
.pagehead .btn{border-color:#fff}
.pagehead .byline{font-size:14px;color:#DCE3FF;margin-bottom:18px}
.zips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 22px}
.zip-chip{background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.55);color:#fff;font-weight:700;font-size:14px;padding:5px 13px;border-radius:100px}
.zips-label{width:100%;font-size:13px;color:#DCE3FF;font-weight:600}
/* strips */
.strip{background:var(--tint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:10px 20px}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:14px}
.stripitem .ic{color:var(--blue);font-size:18px}
.emergency{background:var(--deep);color:#fff;padding:24px 0;border-top:4px solid var(--pink)}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px;color:#fff}
.emergency p{font-size:14.5px;color:#DCE3FF}
/* sections */
.sec{padding:72px 0;background:#fff}
.sec.tint{background:var(--tint)}
.kick{color:var(--deep);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec h2{font-size:34px;margin:10px 0 24px}
.lead{max-width:860px}
.lead p{font-size:17px}
main p+p{margin-top:14px}
main h2+p,main h3+p{margin-top:14px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:26px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.card .ic{width:50px;height:50px;background:var(--tint);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:23px;margin-bottom:14px}
.card h3{font-size:18px;margin-bottom:8px}
.card h3 a{color:var(--ink);text-decoration:none}
.card h3 a:hover{color:var(--blue);text-decoration:underline}
.card p{font-size:14.5px;color:var(--muted)}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:26px}
.whycard{background:#fff;border-radius:var(--r);padding:24px;text-align:center;border:1px solid var(--line)}
.whycard .num{width:44px;height:44px;background:var(--blue);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Outfit',Arial,sans-serif;font-weight:700;margin:0 auto 14px;font-size:18px}
.whycard h3{font-size:17px;margin-bottom:6px}
.whycard p{font-size:14.5px;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;margin-top:30px}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--line)}
.step{text-align:center;padding:0 16px;position:relative}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--pink);color:#fff;font-family:'Outfit',Arial,sans-serif;font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;position:relative;z-index:2}
.step h3{font-size:17px;margin-bottom:6px}
.step p{font-size:14.5px;color:var(--muted)}
.tablewrap{overflow-x:auto;margin:22px 0;border:1px solid var(--line);border-radius:var(--r);background:#fff}
.tablewrap table{width:100%;border-collapse:collapse;min-width:560px}
.tablewrap th{background:var(--deep);color:#fff;text-align:left;font-size:13px;letter-spacing:.04em;text-transform:uppercase;padding:14px 18px}
.tablewrap td{padding:14px 18px;border-top:1px solid var(--line);font-size:15px;vertical-align:top}
.tablewrap tr td:first-child{font-weight:700;color:var(--deep)}
.tablenote{font-size:13.5px;color:var(--muted);font-style:italic;margin-top:10px}
.insurepanel{background:var(--deep);color:#fff;border-radius:16px;padding:32px;margin-top:26px}
.insurepanel h3{font-size:24px;margin-bottom:10px;color:var(--pink-soft)}
.insurepanel p{font-size:15.5px;color:#E1E6FF;max-width:820px}
.insurepanel ul{margin:14px 0 0 20px;color:#E1E6FF;font-size:15.5px}
.insurepanel li+li{margin-top:6px}
.insurepanel a{color:#fff}
.areas{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:26px}
.areas a{background:#fff;border:1px solid var(--line);padding:18px;border-radius:12px;color:var(--ink);text-decoration:none;font-weight:700;display:block}
.areas a small{display:block;font-weight:500;color:var(--muted);margin-top:4px;font-size:13.5px}
.areas a:hover{border-color:var(--blue);background:var(--tint)}
.ctaband{background:var(--deep);color:#fff;padding:60px 0;text-align:center}
.ctaband h2{font-size:38px;margin-bottom:8px;color:#fff}
.ctaband p{font-size:17px;margin-bottom:24px;color:#DCE3FF}
/* article layout */
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:44px;align-items:start}
.twocol article h2{font-size:29px;margin:44px 0 0}
.twocol article>h2:first-child{margin-top:0}
.twocol article>.intro+h2{margin-top:38px}
.twocol article h3{font-size:20px;margin-top:26px}
.twocol article p{font-size:16.5px}
.twocol article ul.bl{margin:14px 0 0 22px}
.twocol article ul.bl li+li{margin-top:8px}
.twocol article .intro p{font-size:18px}
.sidecard{position:sticky;top:24px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:var(--shadow)}
.sidecard .skick{display:inline-flex;align-items:center;gap:8px;background:var(--tint);color:var(--deep);font-weight:700;font-size:12.5px;padding:6px 12px;border-radius:100px;margin-bottom:12px}
.sidecard .skick:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--pink)}
.sidecard h3{font-size:21px;margin-bottom:8px}
.sidecard p.copy{font-size:14.5px;color:var(--muted);margin-bottom:16px}
.sidecard .btn{width:100%;justify-content:center}
.sidecard ul{list-style:none;margin:18px 0 14px}
.sidecard li{font-size:14.5px;padding:7px 0 7px 26px;position:relative;border-top:1px solid var(--line)}
.sidecard li:before{content:"\2713";position:absolute;left:2px;color:var(--blue);font-weight:700}
.sidecard .more{font-size:14.5px;font-weight:700}
.inlinecta{background:var(--tint);border:1px solid var(--line);border-radius:var(--r);padding:22px 24px;margin:34px 0 0;display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.inlinecta p{font-weight:600;max-width:440px;margin:0}
.prep{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:20px}
.prepcard{background:var(--tint);border:1px solid var(--line);border-left:5px solid var(--pink);border-radius:12px;padding:18px 20px}
.prepcard h3{font-size:16.5px;margin:0 0 6px}
.prepcard p{font-size:15px;color:var(--muted);margin:0}
.localnote{background:var(--tint);border:1px solid var(--line);border-left:5px solid var(--blue);border-radius:12px;padding:24px 26px;margin-top:40px}
.localnote h2{font-size:23px;margin:0 0 6px}
.mapblock{margin-top:36px}
.mapblock h2{font-size:24px;margin:0 0 12px}
.mapwrap{border-radius:var(--r);overflow:hidden;border:1px solid var(--line)}
.mapwrap iframe{display:block;width:100%;height:340px;border:0}
.sitemap-sec{padding:56px 0;background:var(--tint)}
.sitemap-sec h2{font-size:28px;margin-bottom:8px}
.sitemap-sec p{margin-bottom:18px;max-width:760px}
.faq{margin-top:12px}
.faqitem{border:1px solid var(--line);border-radius:12px;margin-top:10px;background:#fff;overflow:hidden}
.faqh{font-size:17px;margin:0}
.faqq{width:100%;text-align:left;background:#fff;border:0;padding:18px 52px 18px 20px;font:inherit;font-weight:700;font-size:16.5px;color:var(--ink);cursor:pointer;position:relative;line-height:1.35}
.faqq:after{content:"+";position:absolute;right:20px;top:14px;font-size:24px;color:var(--blue);font-weight:500}
.faqitem.open .faqq:after{content:"\2212"}
.faqq:hover{background:var(--tint)}
.faqa{padding:0 20px 18px}
.js .faqa{max-height:0;padding:0 20px;overflow:hidden;transition:max-height .3s ease,padding .3s ease}
.js .faqitem.open .faqa{max-height:900px;padding:0 20px 18px}
.faqa p{font-size:16px;color:var(--ink)}
.faqclose{margin-top:26px;display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.faqclose p{font-weight:600}
.pcards{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:22px}
.pcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px}
.pcard h3{font-size:18px;margin-bottom:6px}
.pcard h3 a{color:var(--ink);text-decoration:none}
.pcard h3 a:hover{color:var(--blue);text-decoration:underline}
.pcard p{font-size:14.5px;color:var(--muted)}
footer{background:#fff;border-top:4px solid var(--deep);padding:50px 0 34px;font-size:14.5px}
footer .wrap{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px}
footer .fh{color:var(--ink);font-size:16px;margin-bottom:12px}
footer a{color:var(--muted);text-decoration:none;display:block;margin-bottom:8px}
footer a:hover{color:var(--blue)}
footer address{font-style:normal;color:var(--muted);margin-top:14px}
footer address a{display:inline;color:var(--deep);font-weight:700}
footer .logo img{width:210px;height:43px}
.footnote{border-top:1px solid var(--line);margin-top:30px;padding-top:18px;color:var(--muted);font-size:13.5px;grid-column:1/-1}
.stickybar{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--deep);z-index:80;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.18)}
.stickybar a{display:flex;align-items:center;justify-content:center;gap:8px;color:#fff;font-weight:700;font-size:16px;text-decoration:none}
.floatcall{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--pink);display:flex;align-items:center;justify-content:center;box-shadow:0 10px 26px rgba(212,23,95,.45);z-index:70;text-decoration:none;border:2px solid #fff}
.floatcall:hover{background:var(--pink-dark)}
.floatcall svg{width:26px;height:26px;fill:#fff}
.notfound{padding:90px 0;text-align:center}
.notfound h1{font-size:44px;margin-bottom:14px}
.legal h2{font-size:24px;margin:30px 0 0}
@media(max-width:1100px){.navlinks>li>a,.navlinks>li>button.navbtn{padding:10px 8px;font-size:14px}.logo img{width:210px;height:43px}}
@media(max-width:900px){
.navlinks,.navcall{display:none}
.menubtn{display:flex}
nav.mainnav .wrap{height:68px}
.hero{padding:44px 0}
.hero .wrap,.twocol{grid-template-columns:minmax(0,1fr)}
.pagehead .sub{font-size:16.5px}
.cards,.why,.steps,.areas{grid-template-columns:1fr 1fr}
.steps:before{display:none}
.steps{gap:26px 0}
.sidecard{position:static}
.stickybar{display:block}
body{padding-bottom:64px}
.floatcall{display:none}
footer .wrap{grid-template-columns:1fr 1fr}
.sec h2{font-size:28px}
.ctaband h2{font-size:30px}
.mobilemenu{max-height:calc(100vh - 68px)}
}
@media(max-width:560px){
.wrap{padding:0 16px}
.cards,.why,.steps,.areas,.prep,.pcards{grid-template-columns:1fr}
footer .wrap{grid-template-columns:1fr}
.logo img{width:188px;height:38px}
.topbar .wrap{flex-direction:column;gap:2px}
.mobilemenu a{padding:12px 16px}
.mobilemenu .mh{padding:14px 16px 4px}
.btn{padding:14px 20px}
.sidecard{padding:20px}
}

.legalart{max-width:820px}
.legalart h2{margin-top:30px}

.hamburger{-webkit-tap-highlight-color:transparent}
.mobile-menu{overscroll-behavior:contain}
.sticky-cta{-webkit-tap-highlight-color:transparent}
/* photos */
.fig{margin:28px 0}
.fig img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:var(--r);background:var(--tint)}
.card .cardimg{display:block;margin:-26px -26px 18px}
.card .cardimg img,.pcard .thumb img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:var(--r) var(--r) 0 0;background:var(--tint)}
.pcard .thumb{display:block;margin:-22px -22px 16px}
.card,.pcard{overflow:hidden}
.svcphotos{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:26px 0}
.svcphoto{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;text-decoration:none;color:var(--ink)}
.svcphoto img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;background:var(--tint)}
.svcphoto span{display:block;padding:12px 14px;font-family:'Outfit',Arial,sans-serif;font-weight:700;font-size:16px}
.svcphoto:hover span{color:var(--blue);text-decoration:underline}
@media (max-width:900px){.svcphotos{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.svcphotos{gap:12px}.svcphoto span{font-size:14.5px;padding:10px 11px}.card .cardimg{margin:-26px -26px 16px}}